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પ્રિય ગ્રાહક, જો તમારા એકાઉન્ટ માંથી તમારી સંમતિ વગર નાણાં ડેબિટ થયા હોય તો(Fraud), તાત્કાલિક Online Transaction સેવા બંધ કરવા માટે SMS to 9607877466 STOP(SPACE) (XXXXXX) Last 6 Digit A/C Number.

Dear Customer, Outward IMPS/NEFT is now available 24*7*365 on Mobile Application and Net Banking.

જો આપની સાથે ઑનલાઈન નાણાંકીય ફ્રોડ કે અન્ય સાયબર ક્રાઈમ થાય છે તો તુરંત 24 કલાક કાર્યરત સાયબર ક્રાઈમ ફરિયાદ નંબર 1930 પર કોલ કરો અથવા નેશનલ સાયબર ક્રાઈમ રિપોર્ટિંગ પોર્ટલ (NCCRP) www.cybercrime.gov.in વેબ સાઈટ પર ફરિયાદ કરી શકો છો.

Beware of phishing, vishing and smishing frauds! Bank officials will NEVER ask sensitive information i.e. OTP, passwords, PIN, card details, CVV, etc. DO NOT share these details with anyone over phone, SMS or email.

"AMCO SAATHI" Scheme for MSME finance up to Rs. 89.00 Lakh Working capital/Term Loans for new/takeover accounts. ROI starting @7.75%* Zero processing Charges. T&C Apply. Contact Nearest Branch.

Dear Customer,You can block ATM Card through Mobile,Netbanking or by SMS as BLOCK (space) (15 Digit A/c Number) to 8750587505 from registered mobile.

Dear Customer, ensure registering your mobile and email with your account to get updates and alerts in time.

પ્રિય ગ્રાહક, આરબીઆઈ ના આદેશ મુજબ w.e.f 01-01-2021 Rs. 50,000 કે તેથી વધુ ના ચેક લખતા પહેલા Positive Pay System (PPS) રજીસ્ટ્રેશન કરવું જરૂરી છે. આ રજીસ્ટ્રેશન બેંક ના ઈન્ટરનેટ બેન્કિંગ અથવા મોબાઈલ બેન્કિંગ લોગ-ઈન થી કરી શકો છો.

The Ahmedabad Mercantile Co-operative Bank Ltd.
Multi State Scheduled Bank

Business Loan

Basic of Business Loan
Applicant details
Guarantor Details
Conditions

A business loan is an unsecured form of credit designed to cover various expenditures in a business. Borrowers need not mortgage any asset to avail funds.

The Ahmedabad Mercantile Co-operative Bank Ltd up to Rs. 20 lakh, against simple business loan eligibility criteria and basic documentation. Once approved, you get the amount disbursed within a working day.

Last three years balance sheet, copy of income tax return, copy of Partner’s personal return , Memorandum and Article of Association in case of limited company, resolution for loan application.
Tax bill of Property
Three photographs of Applicant
Business proof of Applicant
Applicant’s Pan card / Partner’s Pan Card / Limited Company’s Pan card
Bank account statement of last 2 years
Stock statement of the business
Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.

Photograph-two copies
Last tax bill
Last income tax return copy / Pay slip of last 3 Months.
Address proof - electric bill /telephone bill (any one)
Photo proof - Pan card / Voter card / Driving license/Aadhar card (Any one)

The limit will be decided on the basis of turn over (sales) / projected sales i.e. 20% of turnover (sales) or projected sales against stock 30% margin of stock.
Applicant has to provide collateral security to the tune of 70% of the limit by way registered mortgage declaration of residential premises, office, shop, godown, shed etc.
Insurance of stock and mortgage property to be taken in favour of bank by the applicant.
Original documents such as share certificate, Sale deed, Tax receipt allotment letter are required for registered mortgage of the property.
Title clearance and valuation report will be done by approved lawyer and valuer of the bank. Applicant has to pay their fees.
Applicant has to submit stock statement at the end of quarter and before 10th of the next quarter.
The applicant has to provide two guarantors.
Limit is subject to renewal after 12 months.
Applicant has to take share @ 1%, 2%, 2.5% of the limit.
Processing charges upto Rs. 1000/- will be levied on sanction.

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