- Fixed deposit scheme is an attractive scheme to deposit your savings for fix period for 15 days to 60 Months.
- We provide attractive Interest Rates to our Customers from time to time.
- We offer 0.50% extra Interest Rate to Senior Citizens (Age 60 or above) on fixed deposits.
- We offer 0.50% extra Interest Rate to Super Senior Citizens (Age 75 or above) on fixed deposits.
- Guardian can open Minor Fixed deposit A/c. When minor turns major then at maturity he/she can withdraw the amount with his/her signature, after providing valid age proof.
- We offer nomination facility for all deposit accounts.
- We provide quarterly, half yearly, yearly Interest payment to our customers on their existing Fixed Deposits as per their instruction. We also provide monthly interest as per RBI guidelines.
- Loan and Overdraft facility is available against Fixed deposit receipt.
- The maturity date of Loan and Overdraft Account against Fixed Deposit is maturity date of Fixed Deposit Receipt.
- TDS on Interest income will be deducted as per Income Tax Act.
- We are member of Deposit Insurance and Credit Guarantee Scheme [DICGC] in which customers deposit are insured up to Rs. 5 Lac.