પ્રિય ગ્રાહક, જો તમારા એકાઉન્ટ માંથી તમારી સંમતિ વગર નાણાં ડેબિટ થયા હોય તો(Fraud), તાત્કાલિક Online Transaction સેવા બંધ કરવા માટે SMS to 9607877466 STOP(SPACE) (XXXXXX) Last 6 Digit A/C Number.

Dear Customer, Outward IMPS/NEFT is now available 24*7*365 on Mobile Application and Net Banking.

જો આપની સાથે ઑનલાઈન નાણાંકીય ફ્રોડ કે અન્ય સાયબર ક્રાઈમ થાય છે તો તુરંત 24 કલાક કાર્યરત સાયબર ક્રાઈમ ફરિયાદ નંબર 1930 પર કોલ કરો અથવા નેશનલ સાયબર ક્રાઈમ રિપોર્ટિંગ પોર્ટલ (NCCRP) www.cybercrime.gov.in વેબ સાઈટ પર ફરિયાદ કરી શકો છો.

Beware of phishing, vishing and smishing frauds! Bank officials will NEVER ask sensitive information i.e. OTP, passwords, PIN, card details, CVV, etc. DO NOT share these details with anyone over phone, SMS or email.

"AMCO SAATHI" Scheme for MSME finance up to Rs. 89.00 Lakh Working capital/Term Loans for new/takeover accounts. ROI starting @7.75%* Zero processing Charges. T&C Apply. Contact Nearest Branch.

Dear Customer,You can block ATM Card through Mobile,Netbanking or by SMS as BLOCK (space) (15 Digit A/c Number) to 8750587505 from registered mobile.

Dear Customer, ensure registering your mobile and email with your account to get updates and alerts in time.

પ્રિય ગ્રાહક, આરબીઆઈ ના આદેશ મુજબ w.e.f 01-01-2021 Rs. 50,000 કે તેથી વધુ ના ચેક લખતા પહેલા Positive Pay System (PPS) રજીસ્ટ્રેશન કરવું જરૂરી છે. આ રજીસ્ટ્રેશન બેંક ના ઈન્ટરનેટ બેન્કિંગ અથવા મોબાઈલ બેન્કિંગ લોગ-ઈન થી કરી શકો છો.

The Ahmedabad Mercantile Co-operative Bank Ltd.
Multi State Scheduled Bank

Housing Loan

Basic of Housing Loan
Applicant details
Guarantor Details
Conditions

Housing Loan upto Rs.140/lacs is available for construction/purchase of old/new flat, bungalow, raw house and also for carryout addition/alteration in the existing residential house.

Guideline for Loan
Loan Amount	Interest Rate : 8.50%* to 9.00%* Up to Rs.140/- lakh (Floating Rate) Interest Rate for all kinds of borrowers (woman / man)
Period	Not more than 20 years
Security	Registered equitable mortgage over finance property.

Copy of Last Three years income tax return / Pay slip of last 3 months.
If Applicant is businessman in that case last three years copies of balance sheet, income tax return of the proprietor/partner,statement of capital account.
If property is to be purchased under housing scheme,the copies of documents,such as share certificate,allotment-letter,saledeed,revenue records of 7/12.
Copy of authorised building plan.
Copy of receipt of advanced payment-made/copy of agreement to sale
Copy of title clearance certificate given by the advocate/ solicitor.
Consent letter from the society about noting of charge of the bank.
Three copies of Photograph
Copy of PAN Card
Address proof - electric bill /telephone bill (any one)
Photo proof - Pan card / Voter card / Driving license (Any one)

Photograph- two copies
Last tax bill
Last income tax return copy
Address proof - electric bill /telephone bill (any one) As per KYC norms
Photo proof - Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms

Original documents of property to be submitted to the bank. Registered mortgage of property to be done in favour of bank.Bank charge will be noted in society's record.
Margin - 15% for new/old property.(Ready possession)
N.A/.N.O.C and BU permission required for sanction of Housing loan.
Applicant will have to take insurance of the building in favour of bank.
Loan amount with interest will be repaid within 240 equal monthly instalments.
Applicant has to submit original share certificate of the Society/Association, Municipal Tax bill, Tax receipt, sales deed etc, for registered mortgage of the property.
Title clearance and valuation report will be done by approved lawyer and valuer of the bank. Applicant has to pay their fees.
Applicant has to take share @ 2.5% of the limit.

Housing Loan

Have a great opportunity to manage your finance

Have a great opportunity to
manage your finance