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      With effect from 1st July 2022, Cash transactions timing of branches will be reduced by 1:00 Hours from existing cash transactions timing hours.


      Dear Customer,Bank has started SMS Charges of Rs.10+GST per quarter on all saving,current and CC account w.e.f 01/12/2021.If you not want SMS facility kindly visit our nearest branch.After deregister for SMS service,you will not get any transactional SMS.

  • (079) 26426582/84/88

Service Charges

Sr. Particulars Rates (Plus GST as applicable)
 01  Issue of Duplicate Demand Drafts  Rs. 100/- per instrument
 02  Revalidation/Cancellation of Drafts  Rs. 50/- per instrument
 03  Loan Recovery Post dated Cheq. Return  Rs. 250/-
   Outward cheque return charges (For all types of accounts
 other that term loan)
   Up to Rs.1,00,000/-  Rs.100/-
   Above Rs.1,00,000/- up to Rs.5,00,000/-  Rs.200/-
   Above Rs.5,00,000/-  Rs.300/-
 04  Stop payment Instructions  Rs. 100/-per instrument
 05  NACH Mandate Charges  Rs. 100/- per transaction
 06  A/c Closure Charges  Rs. 100/- if a/c is closed before 12 months (except no-frill a/cs) of opening
 07  Issue of Duplicate Pass Book  Rs. 50/- per pass book with transaction for the current year only.
 Rs. 20/- per each previous year
 08  Issue of Duplicate Statement  Rs.30/- per page
 09  Enquiry relating to old records (if the enquiry is for an item  more than 12 months old)  Rs. 50/- per page (maximum Rs.500/-)
 10  For issuance of No Dues Certificate  Rs. 100/-per certificate
 11  Issue of Solvancy Certificate  
   Above Rs.5.00 lakh & Up to Rs.10.00 lakh  Rs.1000/-
   Above Rs.5.00 lakh & Up to Rs.10.00 lakh  Rs.1250/-
   Above Rs.10.00 lakh & Up to Rs.25.00 lakh  Rs.1500/-
   Above Rs.10.00 lakh & Up to Rs.25.00 lakh  Rs.2500/-
   Above Rs.25.00 lakh & Up to Rs.50.00 lakh  Rs.5000/-
   Above Rs.50.00 lakh & Up to Rs.100.00 lakh  Rs.8000/-
   Above Rs.100.00 lakh & Up to Rs.300.00 lakh  Rs.10000/-
   Above Rs.300.00 lakh & Up to Rs.500.00 lakh  Rs.15000/-
   Above Rs.300.00 lakh & Up to Rs.500.00 lakh  Rs.20000/-
12 Issue of Cheque Books
  SB A/cs 1 Cheque Book (15L)every 2 month free thereafter Rs.2 per cheque leaf
  Current A/cs  Rs. 3/- per cheque leaf
(If average balance Rs.1/- Lakh quarterly maintained-No Charge)
  OD(FD)/CC/Hypo/BD A/cs Re. 3/- per cheque leaf
13  Any Type Of Certificate Issue  Rs. 100/-
14  Confidential Report Charges  Rs. 500/-
15  Signature Verification Charges  Rs. 50/-
 16 Inward Cheque Return Charges
(For inadequate Balance in the A/c)
 Up to Rs.1,00,000/-  Rs.200/-
 Up to Rs.2,00,000/-  Rs.250/-
 Above Rs.2,00,000/- up to Rs.5,00,000/-  Rs.500/-
 Above Rs.5,00,000/-   Rs.1000/-
 Other accounts
 Up to Rs.2,00,000/-  Rs.300/
 Above Rs.2,00,000/-  Rs.700/-
 Above Rs.5,00,000/-  Rs.1000/-
 17 Half Yearly Incidental Charges
   Current Accounts  Rs. 0.75 per entry
 (Minimum Rs.150/- Half Yearly)
 Up to 200 entries charge will be Rs.150/-
   Advances A/cs other than Term Loan and Overdraft a/cs  Rs. 0.40 per entry
 (Minimum Rs.250/- Half Yearly)
 Up to 625 entries charge will be Rs.250/-
 18 RTGS/NEFT(w.e.f. 01-11-2016)
   *Instructions contained in Circular No.amco:adm:057:2016-17 dt.19.09.2016 should be followed.
 19 ECS Inward Return Charges
  Upto Rs.1/- Lacs Rs.100/-
  Upto Rs.2/- Lacs Rs.200/-
  Above Rs.2/- Lacs Rs.500/-
 20 Outward Bill Collection Charges(OBC)
  Upto Rs.10,000.00 Rs.100/-
  Above 10,000/- Upto Rs.1/- Lacs Rs.200/-
  Above Rs.1/- Lacs Rs.250/-
 21 Cash Handling Charges(w.e.f. 01.10.2017)
[1] a) If the Average balance in current account or Savings Account during revious month was maintained at Rs. 5.00 lakh or More

b) If it is a Cash Credit(Stock), Cash Credit (Book Debt), Composite Cash Credit, Secured Cash Credit or Secured Overdraft
No Charges will be levied.
[2] If Average balance in Current or Savings Bank Account during the previous month was maintained at Rs.3.00 lakh or more but less than Rs.5.00 lakh Will be levied at 50% discount in the normal rate.
[3] a) Current Account and Savings Account with Average balance in the previous was less than Rs.3.00 lakh

b) Loan/Overdraft against FDR, LIC, KVP, NSC, Shares etc for cash deposited more than 100 pieces of any denomination per day.
Full Cash Handling Charges will be levied @ Rs.6/+ GST per 100 pieces or any part.
22 Services Rendered Free of Charge:-
[1] DDs/ Pay orders on MUMBAI & DEHGAM free of cost.
[2] No Processing Charge
Upto Rs. 25,00,000/- (Car Loan & H.P.Loan) Up to 31.03.2021.
[3] Enquiry relating to old records for an item less than 1 year free.
[4] Account Statement free
[5] No penal Int. for loans upto Rs. 25000/- under priority sector.
[6] e-Payment Services (Tax Challan, GST, ESIC, VAT, CST, Service Tax)
23 Bill Discounting under L/C :-
  Bill Discounting Under L/C charge Rs 750/-(+)interest as applicable
  Bank Guarantee :-
(A) With 100% Cash Margin - 1% p.a. or part thereof. Minimum Rs. 200/-
(B) Others - 1.5% p.a. or part thereof. Minimum Rs. 500/-
[1] Guarantee Commission to be levied on entire validity period including claim period
[2] Commission to be collected upfront.
[3] Commission to be collected at every renewal
24 Issue of Inland
Foreign L/c
1% p.a. of L/C amount, if margin is 100%
1.5% p.a. of L/C amount, if margin is less than 100%
In the case of issue of L/C opened through IDBI Bank,Bank of Baroda,
or any other bank,then that Bank's charges will be levied additionally.
25 Late Stock Statement On avereage outstanding of preceding month 1% penal interest after grace
period of 20 days
from due date of submission. (w.e.f. 01.01.2019)
26 Late Insurance In case of insurance policy due date, 1% penal int.after 30 days from due date.
27 Minimum balance charge Savings : NIL
Current : Rs.100/-
28 ATM Charges New card issue : Free
Duplicate card : Rs.150/-
Addon card : Rs.150/-
Duplicate Pin : Rs.50/-
#Withdrawl from other ATM :5 Transaction free (including financial and non-financial)
#Withdrawl from other ATM :After 5 transaction (including financial and non-financial)
#For Financial Transaction : Rs.20/- (per transaction)
#For Non-Financial transaction : Rs.10/- (per transaction)

Note :

1. * All Charges are Exclusive GST

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