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  •   Dear Customer, ensure registering your mobile and email with your account to get updates and alerts in time.

      

      With effect from 1st July 2022, Cash transactions timing of branches will be reduced by 1:00 Hours from existing cash transactions timing hours.

      

      Dear Customer,Bank has started SMS Charges of Rs.10+GST per quarter on all saving,current and CC account w.e.f 01/12/2021.If you not want SMS facility kindly visit our nearest branch.After deregister for SMS service,you will not get any transactional SMS.

      
  • (079) 26426582/84/88

Service Charges

Sr. Particulars Rates (Plus GST as applicable)
 01  Issue of Duplicate Demand Drafts  Rs. 100/- per instrument
 02  Revalidation/Cancellation of Drafts  Rs. 50/- per instrument
 03  Loan Recovery Post dated Cheq. Return  Rs. 250/-
   Outward cheque return charges (For all types of accounts
 other that term loan)
 
   Up to Rs.1,00,000/-  Rs.100/-
   Above Rs.1,00,000/- up to Rs.5,00,000/-  Rs.200/-
   Above Rs.5,00,000/-  Rs.300/-
 04  Stop payment Instructions  Rs. 100/-per instrument
 05  NACH Mandate Charges  Rs. 100/- per transaction
 06  A/c Closure Charges  Rs. 100/- if a/c is closed before 12 months (except no-frill a/cs) of opening
 07  Issue of Duplicate Pass Book  Rs. 50/- per pass book with transaction for the current year only.
 Rs. 20/- per each previous year
 08  Issue of Duplicate Statement  Rs.30/- per page
 09  Enquiry relating to old records (if the enquiry is for an item  more than 12 months old)  Rs. 50/- per page (maximum Rs.500/-)
 10  For issuance of No Dues Certificate  Rs. 100/-per certificate
 11  Issue of Solvancy Certificate  
   Above Rs.5.00 lakh & Up to Rs.10.00 lakh  Rs.1000/-
   Above Rs.5.00 lakh & Up to Rs.10.00 lakh  Rs.1250/-
   Above Rs.10.00 lakh & Up to Rs.25.00 lakh  Rs.1500/-
   Above Rs.10.00 lakh & Up to Rs.25.00 lakh  Rs.2500/-
   Above Rs.25.00 lakh & Up to Rs.50.00 lakh  Rs.5000/-
   Above Rs.50.00 lakh & Up to Rs.100.00 lakh  Rs.8000/-
   Above Rs.100.00 lakh & Up to Rs.300.00 lakh  Rs.10000/-
   Above Rs.300.00 lakh & Up to Rs.500.00 lakh  Rs.15000/-
   Above Rs.300.00 lakh & Up to Rs.500.00 lakh  Rs.20000/-
12 Issue of Cheque Books
  SB A/cs 1 Cheque Book (15L)every 2 month free thereafter Rs.2 per cheque leaf
  Current A/cs  Rs. 3/- per cheque leaf
(If average balance Rs.1/- Lakh quarterly maintained-No Charge)
  OD(FD)/CC/Hypo/BD A/cs Re. 3/- per cheque leaf
13  Any Type Of Certificate Issue  Rs. 100/-
14  Confidential Report Charges  Rs. 500/-
15  Signature Verification Charges  Rs. 50/-
 16 Inward Cheque Return Charges
(For inadequate Balance in the A/c)
 Savings
 Up to Rs.1,00,000/-  Rs.200/-
 Up to Rs.2,00,000/-  Rs.250/-
 Above Rs.2,00,000/- up to Rs.5,00,000/-  Rs.500/-
 Above Rs.5,00,000/-   Rs.1000/-
 Other accounts
 Up to Rs.2,00,000/-  Rs.300/
 Above Rs.2,00,000/-  Rs.700/-
 Above Rs.5,00,000/-  Rs.1000/-
 17 Half Yearly Incidental Charges
   Current Accounts  Rs. 0.75 per entry
 (Minimum Rs.150/- Half Yearly)
 Up to 200 entries charge will be Rs.150/-
   Advances A/cs other than Term Loan and Overdraft a/cs  Rs. 0.40 per entry
 (Minimum Rs.250/- Half Yearly)
 Up to 625 entries charge will be Rs.250/-
 18 RTGS/NEFT(w.e.f. 01-11-2016)
   *Instructions contained in Circular No.amco:adm:057:2016-17 dt.19.09.2016 should be followed.
 19 ECS Inward Return Charges
  Upto Rs.1/- Lacs Rs.100/-
  Upto Rs.2/- Lacs Rs.200/-
  Above Rs.2/- Lacs Rs.500/-
 20 Outward Bill Collection Charges(OBC)
  Upto Rs.10,000.00 Rs.100/-
  Above 10,000/- Upto Rs.1/- Lacs Rs.200/-
  Above Rs.1/- Lacs Rs.250/-
 21 Cash Handling Charges(w.e.f. 01.10.2017)
[1] a) If the Average balance in current account or Savings Account during revious month was maintained at Rs. 5.00 lakh or More

b) If it is a Cash Credit(Stock), Cash Credit (Book Debt), Composite Cash Credit, Secured Cash Credit or Secured Overdraft
No Charges will be levied.
[2] If Average balance in Current or Savings Bank Account during the previous month was maintained at Rs.3.00 lakh or more but less than Rs.5.00 lakh Will be levied at 50% discount in the normal rate.
[3] a) Current Account and Savings Account with Average balance in the previous was less than Rs.3.00 lakh

b) Loan/Overdraft against FDR, LIC, KVP, NSC, Shares etc for cash deposited more than 100 pieces of any denomination per day.
Full Cash Handling Charges will be levied @ Rs.6/+ GST per 100 pieces or any part.
22 Services Rendered Free of Charge:-
[1] DDs/ Pay orders on MUMBAI & DEHGAM free of cost.
[2] No Processing Charge
Upto Rs. 25,00,000/- (Car Loan & H.P.Loan) Up to 31.03.2021.
[3] Enquiry relating to old records for an item less than 1 year free.
[4] Account Statement free
[5] No penal Int. for loans upto Rs. 25000/- under priority sector.
[6] e-Payment Services (Tax Challan, GST, ESIC, VAT, CST, Service Tax)
23 Bill Discounting under L/C :-
  Bill Discounting Under L/C charge Rs 750/-(+)interest as applicable
  Bank Guarantee :-
(A) With 100% Cash Margin - 1% p.a. or part thereof. Minimum Rs. 200/-
(B) Others - 1.5% p.a. or part thereof. Minimum Rs. 500/-
Notes:
[1] Guarantee Commission to be levied on entire validity period including claim period
[2] Commission to be collected upfront.
[3] Commission to be collected at every renewal
24 Issue of Inland
Foreign L/c
1% p.a. of L/C amount, if margin is 100%
1.5% p.a. of L/C amount, if margin is less than 100%
In the case of issue of L/C opened through IDBI Bank,Bank of Baroda,
or any other bank,then that Bank's charges will be levied additionally.
25 Late Stock Statement On avereage outstanding of preceding month 1% penal interest after grace
period of 20 days
from due date of submission. (w.e.f. 01.01.2019)
26 Late Insurance In case of insurance policy due date, 1% penal int.after 30 days from due date.
27 Minimum balance charge Savings : NIL
Current : Rs.100/-
28 ATM Charges New card issue : Free
Duplicate card : Rs.150/-
Addon card : Rs.150/-
Duplicate Pin : Rs.50/-
#Withdrawl from other ATM :5 Transaction free (including financial and non-financial)
#Withdrawl from other ATM :After 5 transaction (including financial and non-financial)
#For Financial Transaction : Rs.20/- (per transaction)
#For Non-Financial transaction : Rs.10/- (per transaction)

Note :

1. * All Charges are Exclusive GST

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