Service Charges : The Ahmedabad Mercantile Co-operative Bank Ltd.

Sr.	Particulars	Rates (Plus GST as applicable)
01	Issue of Duplicate Demand Drafts	Rs. 100/- per instrument
02	Revalidation/Cancellation of Drafts	Rs. 50/- per instrument
03	Loan Recovery Post dated Cheq. Return	Rs. 250/-
	Outward cheque return charges (For all types of accounts other that term loan)
	Up to Rs.1,00,000/-	Rs.100/-
	Above Rs.1,00,000/- up to Rs.5,00,000/-	Rs.200/-
	Above Rs.5,00,000/-	Rs.300/-
04	Stop payment Instructions	Rs. 100/-per instrument
05	NACH Mandate Charges	Rs. 100/- per transaction
06	A/c Closure Charges	Rs. 100/- if a/c is closed before 12 months (except no-frill a/cs) of opening
07	Issue of Duplicate Pass Book	Rs. 50/- per pass book with transaction for the current year only. Rs. 20/- per each previous year
08	Issue of Duplicate Statement	Rs.30/- per page
09	Enquiry relating to old records (if the enquiry is for an item more than 12 months old)	Rs. 50/- per page (maximum Rs.500/-)
10	For issuance of No Dues Certificate	Rs. 100/-per certificate
11	Issue of Solvancy Certificate
	Above Rs.5.00 lakh & Up to Rs.10.00 lakh	Rs.1000/-
	Above Rs.5.00 lakh & Up to Rs.10.00 lakh	Rs.1250/-
	Above Rs.10.00 lakh & Up to Rs.25.00 lakh	Rs.1500/-
	Above Rs.10.00 lakh & Up to Rs.25.00 lakh	Rs.2500/-
	Above Rs.25.00 lakh & Up to Rs.50.00 lakh	Rs.5000/-
	Above Rs.50.00 lakh & Up to Rs.100.00 lakh	Rs.8000/-
	Above Rs.100.00 lakh & Up to Rs.300.00 lakh	Rs.10000/-
	Above Rs.300.00 lakh & Up to Rs.500.00 lakh	Rs.15000/-
	Above Rs.300.00 lakh & Up to Rs.500.00 lakh	Rs.20000/-

12	Issue of Cheque Books
	SB A/cs	1 Cheque Book (15L)every 2 month free thereafter Rs.2 per cheque leaf
	Current A/cs	Rs. 3/- per cheque leaf (If average balance Rs.1/- Lakh quarterly maintained-No Charge)
	OD(FD)/CC/Hypo/BD A/cs	Re. 3/- per cheque leaf
13	Any Type Of Certificate Issue	Rs. 100/-
14	Confidential Report Charges	Rs. 500/-
15	Signature Verification Charges	Rs. 50/-

16	Inward Cheque Return Charges (For inadequate Balance in the A/c)
Savings
Up to Rs.1,00,000/-	Rs.200/-
Up to Rs.2,00,000/-	Rs.250/-
Above Rs.2,00,000/- up to Rs.5,00,000/-	Rs.500/-
Above Rs.5,00,000/-	Rs.1000/-
Other accounts
Up to Rs.2,00,000/-	Rs.300/
Above Rs.2,00,000/-	Rs.700/-
Above Rs.5,00,000/-	Rs.1000/-

17	Half Yearly Incidental Charges
	Current Accounts	Rs. 0.75 per entry (Minimum Rs.150/- Half Yearly) Up to 200 entries charge will be Rs.150/-
	Advances A/cs other than Term Loan and Overdraft a/cs	Rs. 0.40 per entry (Minimum Rs.250/- Half Yearly) Up to 625 entries charge will be Rs.250/-

18	RTGS/NEFT(w.e.f. 01-11-2016)
	*Instructions contained in Circular No.amco:adm:057:2016-17 dt.19.09.2016 should be followed.

19	ECS Inward Return Charges
	Upto Rs.1/- Lacs	Rs.100/-
	Upto Rs.2/- Lacs	Rs.200/-
	Above Rs.2/- Lacs	Rs.500/-

20	Outward Bill Collection Charges(OBC)
	Upto Rs.10,000.00	Rs.100/-
	Above 10,000/- Upto Rs.1/- Lacs	Rs.200/-
	Above Rs.1/- Lacs	Rs.250/-

21	Cash Handling Charges(w.e.f. 01.10.2017)
[1]	a) If the Average balance in current account or Savings Account during revious month was maintained at Rs. 5.00 lakh or More b) If it is a Cash Credit(Stock), Cash Credit (Book Debt), Composite Cash Credit, Secured Cash Credit or Secured Overdraft	No Charges will be levied.
[2]	If Average balance in Current or Savings Bank Account during the previous month was maintained at Rs.3.00 lakh or more but less than Rs.5.00 lakh	Will be levied at 50% discount in the normal rate.
[3]	a) Current Account and Savings Account with Average balance in the previous was less than Rs.3.00 lakh b) Loan/Overdraft against FDR, LIC, KVP, NSC, Shares etc for cash deposited more than 100 pieces of any denomination per day.	Full Cash Handling Charges will be levied @ Rs.6/+ GST per 100 pieces or any part.

22	Services Rendered Free of Charge:-
[1]	DDs/ Pay orders on MUMBAI & DEHGAM free of cost.
[2]	No Processing Charge Upto Rs. 25,00,000/- (Car Loan & H.P.Loan) Up to 31.03.2021.
[3]	Enquiry relating to old records for an item less than 1 year free.
[4]	Account Statement free
[5]	No penal Int. for loans upto Rs. 25000/- under priority sector.
[6]	e-Payment Services (Tax Challan, GST, ESIC, VAT, CST, Service Tax)

23	Bill Discounting under L/C :-
	Bill Discounting Under L/C charge Rs 750/-(+)interest as applicable
	Bank Guarantee :-
(A)	With 100% Cash Margin - 1% p.a. or part thereof. Minimum Rs. 200/-
(B)	Others - 1.5% p.a. or part thereof. Minimum Rs. 500/-
	Notes:
[1]	Guarantee Commission to be levied on entire validity period including claim period
[2]	Commission to be collected upfront.
[3]	Commission to be collected at every renewal

Issue of Inland
Foreign L/c

1% p.a. of L/C amount, if margin is 100%
1.5% p.a. of L/C amount, if margin is less than 100%
In the case of issue of L/C opened through IDBI Bank,Bank of Baroda,
or any other bank,then that Bank's charges will be levied additionally.

Late Stock Statement

On avereage outstanding of preceding month 1% penal interest after grace
period of 20 days from due date of submission. (w.e.f. 01.01.2019)

Late Insurance

In case of insurance policy due date, 1% penal int.after 30 days from due date.

27	Minimum balance charge	Savings : NIL Current : Rs.100/-
28	ATM Charges	New card issue : Free Duplicate card : Rs.150/- Addon card : Rs.150/- Duplicate Pin : Rs.50/- #Withdrawl from other ATM :5 Transaction free (including financial and non-financial) #Withdrawl from other ATM :After 5 transaction (including financial and non-financial) #For Financial Transaction : Rs.20/- (per transaction) #For Non-Financial transaction : Rs.10/- (per transaction)

Note :

1. * All Charges are Exclusive GST

Service Charges

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