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      With effect from 1st July 2022, Cash transactions timing of branches will be reduced by 1:00 Hours from existing cash transactions timing hours.


      Dear Customer,Bank has started SMS Charges of Rs.10+GST per quarter on all saving,current and CC account w.e.f 01/12/2021.If you not want SMS facility kindly visit our nearest branch.After deregister for SMS service,you will not get any transactional SMS.

  • (079) 26426582/84/88

SSI Scheme

Bank has formulated a new scheme to encourage small scale units covered under Small Scale Industries.

SrNo. Particulars Remarks
1 Loan Amount Rs.2.00 Crores (Rupees Two Crores only)
2 Type of Facility Working Capital and /or Term Loan
3 Margin Working Capital: Stock:30%,Debtors:40%
Term Loan: Land &amamp; Building 20% Machinery:20%
4 Collateral security Value 100% or More of loan amount.
5 Interest Rate 8%* to 11%* P.A. for working capital & Term loan.
(The utilization of the limits shall not be limiting Factor.)
6 Other Conditions * Unit should be in commercial production for more than 2 years.
* 1% reduction in interest rate for first year in case of takeover from other Bank by way of Flat Takeover Rebate.
* Processing Charges and Share Linkage as per prevailing schedule.
* The scheme is applicable to new accounts only.
* Sanctioning under above scheme will be as per existing discretionary lending powers.
* Group Exposure limit should not be more than Rs.4.00 Crores.
*Requirement of SSI Registration Certificate or other certificate classifying the unit as SSI Unit.

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